Bank of America!!!!

T100 · Nov 8, 2005, 09:02 PM

Okay I have direct deposit which is every sunday night at 12:00 and yesterday I went to gamespot and bought COD2 and my paypal went through for ebay. No problem normally as I would have already had money in my account. Bank of America however apperantly likes to stick it in sideways lube free!!!!They posted my withdrawls before my deposit, which incindently we all at 12.00 monday night (that is how long my check takes to clear verification) So for the microsecond that I was overdrawn they slapped me with 5 34.00 charges (I had Mcdonalds and Checkers on there too, What can I say I'm American *thinks of other thread*) I called them and they told me that the computer just picks them in some time and location formula which means that I just got stuck with a 170.00 overcharge.

-----Major Rant-----

I mean what the fuck is wrong with these people, I'm only 17 I don't make more than 350 dollars a week and I have bills to pay how in gods name are they going to do that to me. You can trust me that as soon as I pay off this bill Im going to take out all of my money and place it with a big fuck you under my matress. Plus the 5 people that I talked to on the phone were so mean and condesending, I mean they actually had the nurve to tell me after That they were proud to have me as a customer and that I should I have a great day. I told her to get fucked and die

which in my opinion is why nicer than being condesending.

Randomletters · Nov 8, 2005, 09:08 PM

I hate banks as well three sodas once cost me 75 dollars. My money stays in my wallet or at home.

The_Neon_Cowboy · Nov 8, 2005, 09:54 PM

thatss banks, and thats part of how they make thier billions

niceguyrichy · Nov 8, 2005, 10:32 PM

jesus, don't get me started!

I had an account with a bank for about 8 years, we had a pre arranged overdraft for about 6 years.
then the bank was taken over.
one month, I got my regular statment that told me that I'd gone over my overdraft limit, which it stated was £0.00, instead of -£300, for something ridiculous like 17 days, and they wanted £30 ($55) for each day, plus £40 handling fee's.

When I called the bank, they told me that since they'd been taken over, the free overdraft facility had been removed, and they were'nt legally required to inform their customers.
So basically tough titty to me.
That cost me a lot!

SFOSOK · Nov 8, 2005, 10:32 PM

Yeah ebay decided to take 20$ out of my account without warning me, so I had like 5 dollars in that acount at the time. When I checked it again I was at -49

T100 · Nov 8, 2005, 11:03 PM

Yea bankers are the biggest thieves off them all

And we have no choice but to place all of our money with them.

pr0digal jenius · Nov 9, 2005, 02:49 AM

i got overdrafted by an overdraft charge once...that was fun

CDsDontBurn · Nov 9, 2005, 07:44 AM

at wells fargo, if you're overdrafted for a period of 3 days or more, they'll charge you a $5 overdraft surcharge or somethign like that for each additional day you're overdrafted after the 3 day period

SFOSOK · Nov 9, 2005, 08:09 AM

Quote:

Originally Posted by CDsDontBurn

at wells fargo, if you're overdrafted for a period of 3 days or more, they'll charge you a $5 overdraft surcharge or somethign like that for each additional day you're overdrafted after the 3 day period

really? overdrawn or drafted, because of that ebay thing I still haven't had any money in there for a while.

CDsDontBurn · Nov 9, 2005, 09:29 AM

errr ummm....... overdrawn i meant to say

Nov 8, 2005, 09:02 PM	#1
T100 DriverHeaven Junior Member Join Date: Oct 2005 Location: South Florida Posts: 42 Rep Power: 0	Bank of America!!!! Okay I have direct deposit which is every sunday night at 12:00 and yesterday I went to gamespot and bought COD2 and my paypal went through for ebay. No problem normally as I would have already had money in my account. Bank of America however apperantly likes to stick it in sideways lube free!!!!They posted my withdrawls before my deposit, which incindently we all at 12.00 monday night (that is how long my check takes to clear verification) So for the microsecond that I was overdrawn they slapped me with 5 34.00 charges (I had Mcdonalds and Checkers on there too, What can I say I'm American thinks of other thread) I called them and they told me that the computer just picks them in some time and location formula which means that I just got stuck with a 170.00 overcharge. -----Major Rant----- I mean what the fuck is wrong with these people, I'm only 17 I don't make more than 350 dollars a week and I have bills to pay how in gods name are they going to do that to me. You can trust me that as soon as I pay off this bill Im going to take out all of my money and place it with a big fuck you under my matress. Plus the 5 people that I talked to on the phone were so mean and condesending, I mean they actually had the nurve to tell me after That they were proud to have me as a customer and that I should I have a great day. I told her to get fucked and die which in my opinion is why nicer than being condesending. __________________ My specs:Intel(R) Pentium(R) 4 CPU 3.00GHz @ 3.44 GHz, 1024 mb, ATI X800XL

Nov 8, 2005, 09:54 PM	#3
The_Neon_Cowboy HardwareHeaven Extreme Member Join Date: Dec 2002 Location: U.S.A. Posts: 16,009 Rep Power: 92 System Specs	thatss banks, and thats part of how they make thier billions __________________

Nov 8, 2005, 10:32 PM	#5
SFOSOK 939 Goin Strong Join Date: Jul 2005 Location: Ontario Posts: 7,033 Rep Power: 90 System Specs	Yeah ebay decided to take 20$ out of my account without warning me, so I had like 5 dollars in that acount at the time. When I checked it again I was at -49 __________________ Warning - Explicit Content Preceeding METAL!!

Nov 8, 2005, 11:03 PM	Thread Starter #6
T100 DriverHeaven Junior Member Join Date: Oct 2005 Location: South Florida Posts: 42 Rep Power: 0	Yea bankers are the biggest thieves off them all And we have no choice but to place all of our money with them. __________________ My specs:Intel(R) Pentium(R) 4 CPU 3.00GHz @ 3.44 GHz, 1024 mb, ATI X800XL

Nov 9, 2005, 07:44 AM	#8
CDsDontBurn Lurking DriverHeaven Join Date: May 2003 Location: Southern California Posts: 22,779 Rep Power: 235 System Specs	at wells fargo, if you're overdrafted for a period of 3 days or more, they'll charge you a $5 overdraft surcharge or somethign like that for each additional day you're overdrafted after the 3 day period __________________ Her First Day \| A year later

Nov 8, 2005, 09:08 PM	#2
Randomletters ))<>(( Join Date: Oct 2004 Posts: 2,418 Rep Power: 54	I hate banks as well three sodas once cost me 75 dollars. My money stays in my wallet or at home.

Nov 9, 2005, 02:49 AM	#7
pr0digal jenius Delete Me Join Date: Mar 2004 Posts: 14,648 Rep Power: 0	i got overdrafted by an overdraft charge once...that was fun

Nov 9, 2005, 09:29 AM	#10
CDsDontBurn Lurking DriverHeaven Join Date: May 2003 Location: Southern California Posts: 22,779 Rep Power: 235 System Specs	errr ummm....... overdrawn i meant to say __________________ Her First Day \| A year later