Buying my first home!

Vikingod · Jan 11, 2005, 03:57 PM

Well, to day I will find out if I will be purchasing a nice home for my family. I should hear back later today and see if the seller accepted my offer. What an exciting thing it is to buy a home, even though I feel a bit old

. Everything has gone smoothly so far, it helps that I work at a bank.

Anyone else have stories of their home buying experience?

Callandor · Jan 11, 2005, 04:02 PM

Hey man, I'm still way too young to even think of having my own home, let alone family, but I'd like to wish you all the best of luck during the important transaction.

Something like that doesen't just happen every other day!

Vikingod · Jan 11, 2005, 04:05 PM

Thanks, here is a link if anyone wants to check it out.
http://www.ccbrmls.com/realtor/idx/s...ing_ID=1009690

Callandor · Jan 11, 2005, 04:13 PM

Oh! It's beautiful!!! Esp. the fact that it looks set on an inclinded plane of sorts! I take it that it's set on a hilly area???

If so, the scenery must be real beautiful too!

Dom · Jan 11, 2005, 04:28 PM

Best of luck, my fellow NY'er.

Vikingod · Jan 11, 2005, 04:40 PM

Quote:

Originally Posted by sun_walka

Oh! It's beautiful!!! Esp. the fact that it looks set on an inclinded plane of sorts! I take it that it's set on a hilly area???

If so, the scenery must be real beautiful too!

The view is nice, there is a city park across the street, so the view is only of a hill and thick tree cover, sort of gives you the feeling of being in the woods. If we get it, I'll post some pics.

Drakon · Jan 11, 2005, 05:51 PM

very nice house, vikingod. hope u get it...

Chubby_C · Jan 11, 2005, 05:54 PM

Congrats, I'm waiting on mine to be finished construction (they haven't started yet), we were supposed to be in there in march but our closing was pushed back to July, oh well, more time to scrimp and save.

pr0digal jenius · Jan 11, 2005, 06:10 PM

congrats man....times like these are when I truly envy people like you

Vikingod · Jan 11, 2005, 06:15 PM

Quote:

Originally Posted by pr0digal jenius

congrats man....times like these are when I truly envy people like you

Thats always nice to hear
if I had a dollar for every time... I'd have like... a dollar.

Asmoday · Jan 11, 2005, 06:18 PM

Nice, very nice

I just bought my first house this summer, it was sooo nice getting out of that apartment!

pr0digal jenius · Jan 11, 2005, 06:24 PM

lol....I'm still thinking "Ah, I love my apartment, it's so nice to be away from Home"

....we'll see how long that lasts

tastyweat · Jan 11, 2005, 06:59 PM

cool bro... good luck

BiGBrOwNPimpsta · Jan 11, 2005, 07:49 PM

we just moved to a new house in september, my bro purchased it. we finally got out of the hood after 21 yrs in a small apartment. it was pretty ghetto. now we have a 1750 sqft semi-detattched house brand spanking new. its out in the suburbs of toronto (about 20 mins outside of downtown) which sucks. otherwise we did it up in the kitchen with stainlesss steel and potlights all around the first floor. feels physically better out of the ghetto and into a new house

so good to hear you bought the new house, if your moving from a new apartment or much smaller house be ready for a lot of additional purchases!

nuG · Jan 11, 2005, 09:45 PM

i want my own place.... but im only 18

Vikingod · Jan 11, 2005, 09:59 PM

Quote:

Originally Posted by nuG

i want my own place.... but im only 18

Thats what I was saying only 4 years ago. Now I'm saying, "Shit, I'm not even 23 and I have 2 kids, a wife (soon), now a mortgage". Talk about becoming and old man quickly

.
It's kind of funny, in two months I go from being a college student to having a full time job, a mortgage, and a wife (Jan. 31).

nuG · Jan 11, 2005, 10:11 PM

ouch

Sandok · Jan 11, 2005, 10:14 PM

17 and with my parents

Szabolic · Jan 11, 2005, 10:33 PM

Damn, houses are so cheap in the US

Here's what you can get for around $260,000 near where I live,
[color=#dddddd]http://www.sherryfitz.ie/sf2003.exe?...7&pagemode=res[/color]
I'm never going to be able to afford a house.

Either way good luck with the new house man.

Vikingod · Jan 11, 2005, 10:42 PM

Quote:

Originally Posted by Szabolic

Damn, houses are so cheap in the US

Here's what you can get for around $260,000 near where I live,
[color=#dddddd]http://www.sherryfitz.ie/sf2003.exe?...7&pagemode=res[/color]
I'm never going to be able to afford a house.

Either way good luck with the new house man.

Yeah, Europe is cheap, it's not so much the house, it's the land. The US has more to go around, beleive me it goes deeper than that, the banking and mortgage system in the US in unique,so is the use (an acceptance) of debt and equity.

The price of the house is not necessarily representative of the rest of the US. The area I live in just has cheap real estate, compared to other places. Works to my advantage though. I hate to keep bragging, but man am I excited.

nuG · Jan 11, 2005, 10:53 PM

yeah......... so...... anyone want to lend me 100 grand? and im not talking about the candy bar

MythicaL · Jan 12, 2005, 04:00 AM

Good luck, it will be really scary when I buy my own first home

pr0digal jenius · Jan 12, 2005, 04:01 AM

lol..why's that myth?

Frodo301 · Jan 12, 2005, 04:07 AM

I've been renting for quite a few years, have actually felt fortunate that I could rent a fairly large house in the country for not so many $$$. Land in the state of VA is way over priced, especially some that we have looked at in the sticks. Hopefully all will work out and I will be able to join the homeowners club in about 2 years. Good luck on your purchase.

MythicaL · Jan 12, 2005, 04:27 AM

Quote:

Originally Posted by pr0digal jenius

lol..why's that myth?

Well first of all because it's gonna be very messy

AND because I have to pay for my own stuff

Vikingod · Feb 11, 2005, 06:18 PM

Update:
Its official, I just got word of the banks committment to the mortgage. I was an awful time trying to get it, but it paid off. I hope we close the house by the end of the month. Three cheers for... well, ME!

Ubergrendle · Feb 11, 2005, 06:52 PM

congrats on the house. looks great, and a great price too.

my condolances on your mortgage payments though.

the fact that you can deduct your interest payments from your taxes in the US makes it ~so~ much easier to buy a house... here in Canada we have a higher % of home ownership than the US, but there's so many other things working against us its a miracle everyone doesn't just rent.

now here's the real question: I assume you can get cable/DSL to that house?

kelticknight · Feb 11, 2005, 07:06 PM

cograts on you new home.built my second house in 6 years and never again,imported a log house from canada.4 bedroom.

Jan 11, 2005, 03:57 PM	#1
Vikingod Int'l Fish Liaison Join Date: Jul 2004 Location: By the light of lamp I sit and type... Posts: 16,187 Rep Power: 109 System Specs	Buying my first home! Well, to day I will find out if I will be purchasing a nice home for my family. I should hear back later today and see if the seller accepted my offer. What an exciting thing it is to buy a home, even though I feel a bit old . Everything has gone smoothly so far, it helps that I work at a bank. Anyone else have stories of their home buying experience? __________________ *How You Can Help DriverHeaven By Using Digg*

Jan 11, 2005, 04:02 PM	#2
Callandor Forged on Dragonmount Join Date: Oct 2004 Location: Saskatoon, Saskatchewan, Canada Posts: 6,876 Rep Power: 256 System Specs	Hey man, I'm still way too young to even think of having my own home, let alone family, but I'd like to wish you all the best of luck during the important transaction. Something like that doesen't just happen every other day! __________________

Jan 11, 2005, 04:05 PM	Thread Starter #3
Vikingod Int'l Fish Liaison Join Date: Jul 2004 Location: By the light of lamp I sit and type... Posts: 16,187 Rep Power: 109 System Specs	Thanks, here is a link if anyone wants to check it out. http://www.ccbrmls.com/realtor/idx/s...ing_ID=1009690 __________________ *How You Can Help DriverHeaven By Using Digg*

Jan 11, 2005, 04:13 PM	#4
Callandor Forged on Dragonmount Join Date: Oct 2004 Location: Saskatoon, Saskatchewan, Canada Posts: 6,876 Rep Power: 256 System Specs	Oh! It's beautiful!!! Esp. the fact that it looks set on an inclinded plane of sorts! I take it that it's set on a hilly area??? If so, the scenery must be real beautiful too! __________________

Jan 11, 2005, 06:18 PM	#11
Asmoday Demonic Join Date: May 2002 Location: In the cold, dark north... Posts: 5,198 Rep Power: 90 System Specs	Nice, very nice I just bought my first house this summer, it was sooo nice getting out of that apartment! __________________ How You can help Hardwareheaven by using Digg

Jan 11, 2005, 04:28 PM	#5
Dom DriverHeaven Extreme Member Join Date: Jun 2002 Posts: 12,940 Rep Power: 0	Best of luck, my fellow NY'er.

Jan 11, 2005, 05:51 PM	#7
Drakon DriverHeaven Extreme Member Join Date: Jun 2004 Location: Floatin'... Posts: 4,957 Rep Power: 56	very nice house, vikingod. hope u get it...

Jan 11, 2005, 05:54 PM	#8
Chubby_C Working away at ATI Join Date: Apr 2004 Location: Ontario, Canada Posts: 251 Rep Power: 0	Congrats, I'm waiting on mine to be finished construction (they haven't started yet), we were supposed to be in there in march but our closing was pushed back to July, oh well, more time to scrimp and save.

Jan 11, 2005, 06:10 PM	#9
pr0digal jenius Delete Me Join Date: Mar 2004 Posts: 14,648 Rep Power: 0	congrats man....times like these are when I truly envy people like you

Jan 11, 2005, 06:24 PM	#12
pr0digal jenius Delete Me Join Date: Mar 2004 Posts: 14,648 Rep Power: 0	lol....I'm still thinking "Ah, I love my apartment, it's so nice to be away from Home" ....we'll see how long that lasts

Jan 11, 2005, 06:59 PM	#13
tastyweat Lurking Join Date: Feb 2003 Location: The void Posts: 4,794 Rep Power: 73 System Specs	cool bro... good luck __________________

Jan 11, 2005, 07:49 PM	#14
BiGBrOwNPimpsta HH's #1 Hustla and Pimp Join Date: Jan 2003 Location: The Dirty Dot Posts: 7,706 Rep Power: 105 System Specs	we just moved to a new house in september, my bro purchased it. we finally got out of the hood after 21 yrs in a small apartment. it was pretty ghetto. now we have a 1750 sqft semi-detattched house brand spanking new. its out in the suburbs of toronto (about 20 mins outside of downtown) which sucks. otherwise we did it up in the kitchen with stainlesss steel and potlights all around the first floor. feels physically better out of the ghetto and into a new house so good to hear you bought the new house, if your moving from a new apartment or much smaller house be ready for a lot of additional purchases! __________________ Sound Blaster X-Fi Xtreme Music \| Logitech Z-5500 THX 5.1 Surround Sound Speakers \| 2 Lite-On 20x S-ATA Burners \| Logitech G700 Mouse \| Logitech MX5500 Bluetooth Keyboard

Jan 11, 2005, 09:45 PM	#15
nuG is having a sexy party Join Date: Jan 2004 Location: East Coast Posts: 1,779 Rep Power: 0	i want my own place.... but im only 18 __________________ [COLOR=Black][/COLOR]

Jan 11, 2005, 10:11 PM	#17
nuG is having a sexy party Join Date: Jan 2004 Location: East Coast Posts: 1,779 Rep Power: 0	ouch __________________ [COLOR=Black][/COLOR]

Jan 11, 2005, 10:14 PM	#18
Sandok DriverHeaven Extreme Member Join Date: Jul 2004 Posts: 9,472 Rep Power: 66	17 and with my parents

Jan 11, 2005, 10:33 PM	#19
Szabolic DriverHeaven Newbie Join Date: Jan 2005 Posts: 7 Rep Power: 0	Damn, houses are so cheap in the US Here's what you can get for around $260,000 near where I live, [color=#dddddd]http://www.sherryfitz.ie/sf2003.exe?...7&pagemode=res[/color] I'm never going to be able to afford a house. Either way good luck with the new house man. __________________ Remember kids never drink and drive... you might hit a bump and spill your drink!

Jan 11, 2005, 10:53 PM	#21
nuG is having a sexy party Join Date: Jan 2004 Location: East Coast Posts: 1,779 Rep Power: 0	yeah......... so...... anyone want to lend me 100 grand? and im not talking about the candy bar __________________ [COLOR=Black][/COLOR]

Jan 12, 2005, 04:00 AM	#22
MythicaL I like computers. Join Date: Jan 2004 Location: In front of a monitor Posts: 3,399 Rep Power: 87 System Specs	Good luck, it will be really scary when I buy my own first home __________________ Always knew I didn't belong in this world. I wasn't made for this. But I'll never forget those who betrayed me, and those who never failed my trust.

Jan 12, 2005, 04:01 AM	#23
pr0digal jenius Delete Me Join Date: Mar 2004 Posts: 14,648 Rep Power: 0	lol..why's that myth?

Jan 12, 2005, 04:07 AM	#24
Frodo301 Outraged Join Date: May 2002 Location: The mountains Posts: 584 Rep Power: 0	I've been renting for quite a few years, have actually felt fortunate that I could rent a fairly large house in the country for not so many $$$. Land in the state of VA is way over priced, especially some that we have looked at in the sticks. Hopefully all will work out and I will be able to join the homeowners club in about 2 years. Good luck on your purchase. __________________ The greatest thing you'll every learn is to love, and be loved in return.

Feb 11, 2005, 06:18 PM	Thread Starter #26
Vikingod Int'l Fish Liaison Join Date: Jul 2004 Location: By the light of lamp I sit and type... Posts: 16,187 Rep Power: 109 System Specs	Update: Its official, I just got word of the banks committment to the mortgage. I was an awful time trying to get it, but it paid off. I hope we close the house by the end of the month. Three cheers for... well, ME! __________________ *How You Can Help DriverHeaven By Using Digg*

Feb 11, 2005, 06:52 PM	#27
Ubergrendle Semper ubi sub ubi Join Date: Nov 2004 Location: Toronto Posts: 702 Rep Power: 0	congrats congrats on the house. looks great, and a great price too. my condolances on your mortgage payments though. the fact that you can deduct your interest payments from your taxes in the US makes it ~so~ much easier to buy a house... here in Canada we have a higher % of home ownership than the US, but there's so many other things working against us its a miracle everyone doesn't just rent. now here's the real question: I assume you can get cable/DSL to that house? __________________ Veteran of the PC Microchannel / EISA wars of the late 1980s.

Feb 11, 2005, 07:06 PM	#28
kelticknight DriverHeaven Knight Join Date: Mar 2003 Location: EIRE{great for black stuff ,bulmers cider and Munster rubgy Posts: 1,095 Rep Power: 0	cograts on you new home.built my second house in 6 years and never again,imported a log house from canada.4 bedroom.